x_version

3.1

x_delim_data

True

x_relay_response

False

x_login

API login ID (Merchant ID) for the payment gateway account

x_tran_key

Transaction key or Gateway Pin

x_amount

Amount of purchase inclusive of tax

x_card_num

Card number

x_exp_date

Card expiration date

x_type

Type of transaction (AUTH_CAPTURE, AUTH_ONLY, CAPTURE_ONLY, CREDIT, VOID, PRIOR_AUTH_CAPTURE)

x_version

3.1

x_delim_data

True

x_relay_response

False

x_login

API login ID (Merchant ID) for the payment gateway account

x_tran_key

Transaction key or Gateway Pin

x_amount

Amount of purchase inclusive of tax

x_bank_aba_code

ABA routing number

x_bank_acct_num

Bank Account Number

x_bank_acct_type

Type of Account – Checking, Business Checking or Savings

x_bank_name

Name of bank at which account is maintained

x_bank_acct_name

Name under which the account is maintained at the bank

x_type

Type of transaction (AUTH_CAPTURE, CREDIT)

x_echeck_type

Type of eCheck transaction (ARC, PPD, TEL, WEB)

x_bank_check_number

The check number (required only for ARC eCheck transaction types)

x_login

Required

Merchant ID assigned by gotoBilling

x_tran_key

Required

Merchant Pin associated with the Merchant ID. Assigned by gotoBilling

x_access_key

Required

Generated API access key

x_access_key_secret

Required

Key secret associated with the given access_key

x_test_request

Optional

TRUE, FALSE

5

Indicates whether the transaction should be processed as a test transaction. Please refer to Appendix G for further information on this field.

source_description

Optional

Varies by merchant

50

Used in issue tracking, this is the name and version of the application that is using the service.

module_description

Optional

Varies by merchant

10

Used in issue tracking, this is auxiliary information pertaining to the merchant such as OS, mobile phone number, device ID, etc .

x_delim_data

Required

TRUE

5

In order to receive a delimited response from the gateway, this field has to be submitted with a value of TRUE or the merchant has to configure a delimited response through the Merchant Interface.

x_relay_response

Required

FALSE

N/A

Indicates whether a relay response is desired. As all AIM transactions are direct response, a value of FALSE is required.

x_first_name

Optional

Any string

50

Contains the first name of the customer associated with the billing address for the transaction.

x_last_name

Optional

Any string

50

Contains the last name of the customer associated with the billing address for the transaction.

x_company

Optional

Any string

50

Contains the company name associated with the billing address for the transaction.

x_address

Optional

Any string

60

Contains the address of the customer associated with the billing address for the transaction.

x_city

Optional

Any string

40

Contains the city of the customer associated with the billing address for the transaction.

x_state

Optional

If passed, the value will be verified. Any valid two- digit state code or full state name

40

Contains the state of the customer associated with the billing address for the transaction.

x_zip

Optional

Any string

20

Contains the zip of the customer associated with the billing address for the transaction.

x_country

Optional

If passed, the value will be verified. Any valid two- digit country code or full country name (spelled in English)

60

Contains the country of the customer associated with the billing address for the transaction.

x_phone

Optional

Any string. Recommended format is 3334445555

25

Contains the phone number of the customer associated with the billing address for the transaction.

x_fax

Optional

Any string. Recommended format is 3334445555

25

Contains the fax number of the customer associated with the billing address for the transaction.

x_display_as

Optional

company, contact

10

Contains a value for how the customer account name should be displayed. The default is contact which displays first name and last name. Change to company and include a value in company name to display the customer account name as the company name rather than first name and last name.

x_cust_id

Optional

Any string

20

Unique identifier to represent the customer associated with the transaction.

x_customer_ip

Optional

Required format is 255.255.255.255. If this value is not passed, it will default to 255.255.255.255

15

IP address of the customer initiating the transaction.

x_customer_tax_id

Optional

digits/numbersonly

9

Tax ID or SSN of the customer initiating the transaction.

x_email

Optional

Any valid email address

255

Email address to which the customer’s copy of the confirmation email is sent. No email will be sent to the customer if the email address does not meet standard email format checks.

x_email_customer

Optional

TRUE, FALSE

5

Indicates whether a confirmation email should be sent to the customer. If no value is submitted, system will default to the value configured in the Merchant Interface.

x_merchant_email

Optional

Any valid address

255

Email address to which the merchant’s copy of the customer confirmation email should be sent. If a value is submitted, an email will be sent to this address as well as the address(es) configured in the Merchant Interface.

x_invoice_num

Optional

Any string

20

Merchant-assigned invoice number.

x_description

Optional

Any string

255

Description of the transaction.

x_amount

Required

Any amount

15

Total value to be charged or credited inclusive of tax.

x_process_date

Optional

Numeric

8

Date on which the transaction is to be processed. If no date is given, the transaction will default to the date it is submitted on. Format:YYYYMMDD

x_occurrence_type

Optional

single, week, biweek, month, bimonth, quarter, semiannual, annual

10

Selects the type of occurrence the transaction should have. Defaults to single if none is specified.

x_allow_recurring

Optional

TRUE,FALSE

5

Offers options to the paying customer to select if the payment should be recurring, what schedule to charge recurring payments on, and the maximum number of payments to collect.

x_occurrence_number

Optional

Numeric

3

Selects the amount of occurrences a recurring transaction should have. Defaults to indefinite if none is specified.

x_currency_code

Optional

Valid code

3

Currency of the transaction amount. If left blank, this value will default to the value specified in the Merchant Interface. See Appendix I for other values.

x_method

Required

CC, ECHECK

N/A

Indicates the method of payment for the transaction being sent to the system. If left blank, this value will default to CC.

x_type

Required

AUTH_CAPTURE, AUTH_ONLY, CAPTURE_ONLY, CREDIT, VOID, PRIOR_AUTH_CAPTURE, AVSONLY

N/A

Indicates the type of transaction. If the value in the field does not match any of the values stated, the transaction will be rejected. If no value is submitted in this field, the gateway will process the transaction as an AUTH_CAPTURE

x_bank_aba_code

Conditional. Required if x_method = ECHECK.

Valid routing number

9

Routing number of a bank for eCheck transactions.

x_bank_acct_num

Conditional. Required if x_method = ECHECK

Valid account number

20

Checking or savings account number.

x_bank_acct_type

Conditional. Required if x_method = ECHECK

CHECKING, BUSINESSCHECKING, SAVINGS

16

Describes the type of bank account; if no value is provided, default is set to CHECKING.

x_bank_name

Conditional. Required if x_method = ECHECK

Valid bank name

50

Contains the name of the customer’s financial institution.

x_bank_acct_name

Conditional. Required if x_method = ECHECK

Alphanumeric

50

Is the customer’s name as it appears on their bank account.

x_echeck_type

Conditional. Required if x_method = ECHECK

ARC, PPD, TEL, WEB

3

Indicates the type of eCheck payment request.

x_bank_check_number

Conditional; Required if x_echeck_type = ARC or BOC.

Alpha-numeric

15

The check number on the customer’s paper check. See Appendix B for details on eCheck types.

x_card_name

Optional

Valid Name

22

Cardholder Name.

x_card_num

Conditional; Required if x_method = CC;

Numeric credit card number

22

Credit card number.

x_exp_date

Conditional; Required if x_method = CC

MMYY

4

Contains the date on which the credit card expires.

x_card_code

Optional

Valid CVV2, CVC2 or CID value

4

The three or four-digit number on the back of a credit card (on front for American Express).

x_trans_id

Conditional; Required if x_type = CREDIT, VOID, or PRIOR_AUTH_CAPTURE

Valid transaction ID

10

ID of a transaction previously authorized by the gateway.

x_auth_code

Conditional; Required if x_type = CAPTURE_ONLY

Valid authorization code

6

Authorization code for a previous transaction not authorized on the gateway that is being submitted for capture.

x_authentication_indicator

Optional; Conditional; Required only for AUTH_ONLY and AUTH_CAPTURE transactions processed through cardholder authentication programs. When submitted with other transaction types, this value is ignored.

Valid ECI or UCAF indicator value (obtained by the merchant after the authentication process).

N/A

The commerce indicator (ECI) value for a Visa transaction; or the universal cardholder authentication field indicator (UCAF for a MasterCard transaction. This field is currently supported through FDC Nashville and Vital. This field is also supported by Wells Fargo SecureSource for Visa transactions only.

x_cardholder_authentication_value

Optional; Required only for AUTH_ONLY and AUTH_CAPTURE transactions processed through cardholder authentication programs. When submitted with other transaction types, this value is ignored.

Valid CAVV, AVV, or UCAF value (obtained by the merchant after the authentication process).

N/A

The cardholder authentication verification value (CAVV) for a Visa transaction; or account holder authentication value (AVV)/ universal cardholder authentication field (UCAF) for a MasterCard transaction. This field is currently supported through FDC Nashville and Vital. This field is also supported by Wells Fargo SecureSource for Visa transactions only.

x_track_data

Optional

For swiped cards this is the track1 and track2 data. Used in providing proof of a swiped card present transaction, which can allow for lower rates when processing.

May be track1, track2, or a combined track1/track2 read. Typically recommended to pass the data to GoToBilling exactly as received (track1/track2 combined).

Should not be specified if referencing a ticket id.

GoToBilling strictly validates the formatting of trackdata. If sending a combined track1/track2, you must use standardized framing characters. Track 1 must begin with % and end with ? Track 2 must begin with ; and end with ? Track 1 must always begin with a capital B (after the start sentinel if provided). The framing characters are optional if only sending track1 or track2. GoToBilling does not allow leading, trailing or separating whitespace or LRC characters in the trackdata format.

x_reference_id

Optional

Alphanumeric

32

Unique reference number for the transaction. Will be passed back in the response once the transaction has processed.

x_ach_verification

Optional

'true','false'

5

Flag indicating whether or not to pass the ACH account information through the verification network. If verification is enabled and the verification fails, the transaction will be declined. Defaults to 'false'.

x_token

Optional

Alphanumeric, Valid 3DS Payment Token

N/A

A valid 3DS (3D Secure) payment token, issued by a trusted provider offering payment tokenization, must be presented in this field. The x_token field value must be included along with the other conditionally required fields for x_method = CC (x_card_num and x_exp_date).

x_po_num

Optional

Any string

25

Contains the purchase order number.

x_tax

Optional

Any valid tax amount

N/A

Contains the sales tax amount OR delimited tax information including the sales tax name, description, and amount. The dollar sign ($) is not allowed when submitting delimited information.

1

Response Code

Indicates the result of the transaction:

• 1 = Approved

• 2 = Declined

• 3 = Error

2

Response Subcode

A code used by the system for internal transaction tracking.

3

Response Reason Code

A code representing more details about the result of the transaction.

4

Response Reason Text

Brief description of the result, which corresponds with the Response Reason Code.

5

Approval Code

For credit cards this will be the six-digit alphanumeric authorization or approval code.

For ECHECK verification transactions this will be the AUTH NUM of the verification request, if approved.

6

AVS Result Code

Indicates the result of Address Verification System (AVS) checks:

• A = Address (Street) matches, ZIP does not

• B = Address information not provided for AVS check

• E = AVS error

• G = Non-U.S. Card Issuing Bank

• N = No Match on Address (Street) or ZIP

• P = AVS not applicable for this transaction

• R = Retry – System unavailable or timed out

• S = Service not supported by issuer

• U = Address information is unavailable

• W = 9 digit ZIP matches, Address (Street) does not

• X = Address (Street) and 9 digit ZIP match

• Y = Address (Street) and 5 digit ZIP match

• Z = 5 digit ZIP matches, Address (Street) does not

7

Transaction ID

This number identifies the transaction in the system and can be used

to submit a modification of this transaction at a later time, such as voiding, crediting or capturing the transaction.

8

Invoice Number

Echoed from input value for x_invoice_num.

9

Description

Echoed from input value for x_description.

10

Amount

Echoed from input value for x_amount.

11

Method

Echoed from input value for x_method.

12

Transaction Type

Echoed from input value for x_type.

13

Customer ID

Echoed from input value for x_cust_id.

14

Cardholder First Name

Echoed from input value for x_first_name.

15

Cardholder Last Name

Echoed from input value for x_last_name.

16

Company

Echoed from input value for x_company.

17

Billing Address

Echoed from input value for x_address.

18

City

Echoed from input value for x_city.

19

State

Echoed from input value for x_state.

20

Zip

Echoed from input value for x_zip.

21

Country

Echoed from input value for x_country.

22

Phone

Echoed from input value for x_phone.

23

Fax

Echoed from input value for x_fax.

24

Email

Echoed from input value for x_email.

25

Ship to First Name

Echoed from input value for x_ship_to_first_name.

26

Ship to Last Name

Echoed from input value for x_ship_to_last_name.

27

Ship to Company

Echoed from input value for x_ship_to_company.

28

Ship to Address

Echoed from input value for x_ship_to_address.

29

Ship to City

Echoed from input value for x_ship_to_city.

30

Ship to State

Echoed from input value for x_ship_to_state.

31

Ship to Zip

Echoed from input value for x_ship_to_zip.

32

Ship to Country

Echoed from input value for x_ship_to_country.

33

Tax Amount

Echoed from input value for x_tax.

34

Duty Amount

Echoed from input value for x_duty.

35

Freight Amount

Echoed from input value for x_freight.

36

Tax Exempt Flag

Echoed from input value for x_tax_exempt.

37

PO Number

Echoed from input value for x_po_num.

38

MD5 Hash

System-generated hash that may be validated by the merchant to

authenticate a transaction response received from the gateway.

39

Card Code (CVV2/CVC2/CID)

Indicates the results of Card Code verification:

• M = Match

• N = No Match

• P = Not Processed

• S = Should have been present

• U = Issuer unable to process request

40

Cardholder Authentication Verification Value - (CAVV) Response Code

Indicates the results of cardholder authentication verification:

• Blank or not present = CAVV not validated

• 0 = CAVV not validated because erroneous data was submitted

• 1 = CAVV failed validation

• 2 = CAVV passed validation

• 3 = CAVV validation could not be performed; issuer attempt

incomplete

• 4 = CAVV validation could not be performed; issuer system

error

• 5 = Reserved for future use

• 6 = Reserved for future use

• 7 = CAVV attempt – failed validation – issuer available (U.S.-

issued card/non-U.S acquirer)

• 8 = CAVV attempt – passed validation – issuer available (U.S.-

issued card/non-U.S. acquirer)

• 9 = CAVV attempt – failed validation – issuer unavailable

(U.S.-issued card/non-U.S. acquirer)

• A = CAVV attempt – passed validation – issuer unavailable

(U.S.-issued card/non-U.S. acquirer)

• B = CAVV passed validation, information only, no liability

shift

41

Card Number

If transaction is credit card based this field contains the masked version of the submitted credit card number

42

Card Type

If transaction is credit card based this field contains the credit card type

43

Split Tender Id

Echoed from input value for x_split_tender_id.

44

x_requested_amount

Originally requested transaction amount

45

x_balance_on_card

Echoed from input value for x_balance_on_card.

46

x_exp_date

Echoed from input value for x_exp_date.

47

x_reference_id

Echoed from input value for x_reference_id.

1

1

This transaction has been approved.

2

2

This transaction has been declined.

2

3

This transaction has been declined.

2

4

This transaction has been declined.

The code returned from the processor indicating that the card used needs to be picked up.

3

5

A valid amount is required.

The value submitted in the amount field did not pass validation for a number.

3

6

The credit card number is invalid.

3

7

The credit card expiration date is invalid.

The format of the date submitted was incorrect.

3

8

The credit card has expired.

3

9

The ABA code is invalid.

The value submitted in the x_bank_aba_code field did not pass validation or was not for a valid financial institution.

3

10

The account number is invalid.

The value submitted in the x_bank_acct_num field did not pass validation.

3

11

A duplicate transaction has been submitted.

A transaction with identical amount and credit card information was submitted two minutes prior.

3

12

An authorization code is required but not present.

A transaction that required x_auth_code to be present was submitted without a value.

3

13

The merchant API login ID is invalid or the account is inactive.

3

14

The Referrer or Relay Response URL is invalid.

The Relay Response or Referrer URL does not match the merchant’s configured value(s) or is absent. Applicable only to SIM and WebLink APIs.

3

15

The transaction ID is invalid.

The transaction ID value is non-numeric or was not present for a transaction that requires it (i.e., VOID, PRIOR_AUTH_CAPTURE, and CREDIT).

3

16

The transaction was not found.

The transaction ID sent in was properly formatted but the gateway had no record of the transaction.

3

17

The merchant does not accept this type of credit card.

The merchant was not configured to accept the credit card submitted in the transaction.

3

18

ACH transactions are not accepted by this merchant.

The merchant does not accept electronic checks.

3

19

An error occurred during processing. Please try again in 5 minutes.

3

20

An error occurred during processing. Please try again in 5 minutes.

3

21

An error occurred during processing. Please try again in 5 minutes.

3

22

An error occurred during processing. Please try again in 5 minutes.

3

23

An error occurred during processing. Please try again in 5 minutes.

3

24

The Nova Bank Number or Terminal ID is incorrect. Call Merchant Service Provider.

3

25

An error occurred during processing. Please try again in 5 minutes.

3

26

An error occurred during processing. Please try again in 5 minutes.

2

27

The transaction resulted in an AVS mismatch. The address provided does not match billing address of cardholder.

3

28

The merchant does not accept this type of credit card. The Merchant ID at the processor was not configured to accept this card type.

3

29

The PaymentTech identification

numbers are incorrect. Call Merchant Service Provider.

3

30

The configuration with the

processor is invalid. Call Merchant Service Provider.

3

31

The FDC Merchant ID or Terminal ID is incorrect. Call Merchant Service Provider.

The merchant was incorrectly set up at the processor.

3

32

This reason code is reserved or not applicable to this API.

3

33

FIELD cannot be left blank.

The word FIELD will be replaced by an actual field name. This error indicates that a field the merchant specified as required was not filled in.

3

34

The VITAL identification numbers are incorrect. Call Merchant Service Provider.

The merchant was incorrectly set up at the processor.

3

35

An error occurred during processing. Call Merchant Service Provider.

The merchant was incorrectly set up at the processor.

3

36

The authorization was approved, but settlement failed.

3

37

The credit card number is invalid.

3

38

The Global Payment System identification numbers are incorrect. Call Merchant Service Provider.

The merchant was incorrectly set up at the processor.

3

39

The supplied currency code is either invalid, not supported, not allowed for this merchant or doesn’t have an exchange rate.

3

40

This transaction must be encrypted.

2

41

This transaction has been declined.

Only merchants set up for the FraudScreen service would receive this decline. This code will be returned if a given transaction’s fraud score is higher than the threshold set by the merchant.

3

42

There is missing or invalid information in a required field.

This is applicable only to merchants processing through the Wells Fargo SecureSource product who have requirements for transaction submission that are different from merchants not processing through Wells Fargo.

3

43

The merchant was incorrectly set up at the processor. Call your Merchant Service Provider.

The merchant was incorrectly set up at the processor.

2

44

This transaction has been declined.

The merchant would receive this error if the Card Code filter has been set in the Merchant Interface and the transaction received an error code from the processor that matched the rejection criteria set by the merchant.

2

45

This transaction has been declined.

This error would be returned if the transaction received a code from the processor that matched the rejection criteria set by the merchant for both the AVS and Card Code filters.

3

46

Your session has expired or does not exist. You must log in to continue working.

3

47

The amount requested for settlement may not be greater than the original amount authorized.

This occurs if the merchant tries to capture funds greater than the amount of the original authorization-only transaction.

3

48

This processor does not accept partial reversals.

The merchant attempted to settle for less than the originally authorized amount.

3

49

A transaction amount greater than $[amount] will not be accepted.

The transaction amount submitted was greater than the maximum amount allowed.

3

50

This transaction is awaiting settlement and cannot be refunded.

Credits or refunds may only be performed against settled transactions. The transaction against which the credit/refund was submitted has not been settled, so a credit cannot be issued.

3

51

The sum of all credits against this transaction is greater than the original transaction amount.

3

52

The transaction was authorized, but the client could not be notified; the transaction will not be settled.

3

53

The transaction type was invalid for ACH transactions.

If x_method = ECHECK, x_type cannot be set to CAPTURE_ONLY.

3

54

The referenced transaction does not meet the criteria for issuing a credit.

3

55

The sum of credits against the referenced transaction would exceed the original debit amount.

The transaction is rejected if the sum of this credit and prior credits exceeds the original debit amount.

3

56

This merchant accepts ACH transactions only; no credit card transactions are accepted.

The merchant processes eCheck transactions only and does not accept credit cards.

3

57

An error occurred in processing. Please try again in 5 minutes.

3

58

An error occurred in processing. Please try again in 5 minutes.

3

59

An error occurred in processing. Please try again in 5 minutes.

3

60

An error occurred in processing. Please try again in 5 minutes.

3

61

An error occurred in processing. Please try again in 5 minutes.

3

62

An error occurred in processing. Please try again in 5 minutes.

3

63

An error occurred in processing. Please try again in 5 minutes.

3

64

The referenced transaction was not approved.

This error is applicable to Wells Fargo SecureSource merchants only. Credits or refunds cannot be issued against transactions that were not authorized.

2

65

This transaction has been declined.

The transaction was declined because the merchant configured their account through the Merchant Interface to reject transactions with certain values for a Card Code mismatch.

3

66

This transaction cannot be accepted for processing.

The transaction did not meet gateway security guidelines.

3

67

The given transaction type is not supported for this merchant.

This error code is applicable to merchants using the Wells Fargo SecureSource product only. This product does not allow transactions of type

CAPTURE_ONLY.

3

68

The version parameter is invalid.

The value submitted in x_version was invalid.

3

69

The transaction type is invalid.

The value submitted in x_type was invalid.

3

70

The transaction method is invalid.

The value submitted in x_method was invalid.

3

71

The bank account type is invalid.

The value submitted in x_bank_acct_type was

invalid.

3

72

The authorization code is invalid.

The value submitted in x_auth_code was more than six characters in length.

3

73

The driver’s license date of birth is invalid.

The format of the value submitted in x_drivers_license_num was invalid.

3

74

The duty amount is invalid.

The value submitted in x_duty failed format

validation.

3

75

The freight amount is invalid.

The value submitted in x_freight failed format

validation.

3

76

The tax amount is invalid.

The value submitted in x_tax failed format

validation.

3

77

The SSN or tax ID is invalid.

The value submitted in x_customer_tax_id

failed validation.

3

78

The Card Code (CVV2/CVC2/CID) is invalid.

The value submitted in x_card_code failed

format validation.

3

79

The driver’s license number is

invalid.

The value submitted in x_drivers_license_num

failed format validation.

3

80

The driver’s license state is

invalid.

The value submitted in x_drivers_license_state

failed format validation.

3

81

The requested form type is invalid.

The merchant requested an integration method not compatible with the AIM API.

3

82

Scripts are only supported in version 2.5.

The system no longer supports version 2.5; requests cannot be posted to scripts.

3

83

The requested script is either invalid or no longer supported.

The system no longer supports version 2.5; requests cannot be posted to scripts.

3

84

This reason code is reserved or not applicable to this API.

3

85

This reason code is reserved or not applicable to this API.

3

86

This reason code is reserved or not applicable to this API.

3

87

This reason code is reserved or not applicable to this API.

3

88

This reason code is reserved or not applicable to this API.

3

89

This reason code is reserved or not applicable to this API.

3

90

This reason code is reserved or not applicable to this API.

3

91

Version 2.5 is no longer supported.

3

92

The gateway no longer supports the requested method of integration.

3

93

A valid country is required.

This code is applicable to Wells Fargo

SecureSource merchants only. Country is a required field and must contain the value of a supported country.

3

94

The shipping state or country is

invalid.

This code is applicable to Wells Fargo

SecureSource merchants only.

3

95

A valid state is required.

This code is applicable to Wells Fargo

SecureSource merchants only.

3

96

This country is not authorized for

buyers.

This code is applicable to Wells Fargo

SecureSource merchants only. Country is a required field and must contain the value of a supported country.

3

97

This transaction cannot be

accepted.

Applicable only to SIM API. Fingerprints are

only valid for a short period of time. This code indicates that the transaction fingerprint has expired.

3

98

This transaction cannot be

accepted.

Applicable only to SIM API. The transaction

fingerprint has already been used.

3

99

This transaction cannot be

accepted.

Applicable only to SIM API. The server-

generated fingerprint does not match the merchant-specified fingerprint in the x_fp_hash field.

3

100

The eCheck type is invalid.

Applicable only to eCheck. The value specified

in the x_echeck_type field is invalid.

3

101

The given name on the account

and/or the account type does not match the actual account.

Applicable only to eCheck. The specified name

on the account and/or the account type do not match the NOC record for this account.

3

102

This request cannot be accepted.

A password or transaction key was submitted

with this WebLink request. This is a high security risk.

3

103

This transaction cannot be

accepted.

A valid fingerprint, transaction key, or password

is required for this transaction.

3

104

This transaction is currently

under review.

Applicable only to eCheck. The value submitted

for country failed validation.

3

105

This transaction is currently

under review.

Applicable only to eCheck. The values

submitted for city and country failed validation.

3

106

This transaction is currently

under review.

Applicable only to eCheck. The value submitted

for company failed validation.

3

107

This transaction is currently

under review.

Applicable only to eCheck. The value submitted

for bank account name failed validation.

3

108

This transaction is currently

under review.

Applicable only to eCheck. The values

submitted for first name and last name failed validation.

3

109

This transaction is currently

under review.

Applicable only to eCheck. The values

submitted for first name and last name failed validation.

3

110

This transaction is currently

Applicable only to eCheck. The value submitted under review. Reason: bank account name does not contain valid characters.

3

111

A valid billing country is required.

This code is applicable to Wells Fargo SecureSource merchants only.

3

112

A valid billing state/province is

required.

This code is applicable to Wells Fargo

SecureSource merchants only.

3

116

The authentication indicator is

invalid.

This code is applicable only to merchants that

include the x_authentication_indicator in the transaction request. The ECI value for a Visa transaction; or the UCAF indicator for a MasterCard transaction submitted in the x_authentication_indicator field is invalid.

3

117

The cardholder authentication

value is invalid.

This code is applicable only to merchants that

include the x_cardholder_authentication_value in the transaction request. The CAVV for a Visa transaction; or the AVV/UCAF for a MasterCard transaction is invalid.

3

118

The combination of

authentication indicator and cardholder authentication value is invalid.

This code is applicable only to merchants that

include the x_authentication_indicator and x_authentication_value in the transaction request. The combination of authentication indicator and cardholder authentication value for a Visa or MasterCard transaction is invalid.

3

119

Transactions having cardholder

authentication values cannot be marked as recurring.

This code is applicable only to merchants that

include the x_authentication_indicator and x_recurring_billing in the transaction request. Transactions submitted with a value in x_authentication_indicator AND x_recurring_billing =YES will be rejected.

3

120

An error occurred during

processing. Please try again.

The system-generated void for the original

timed-out transaction failed. (The original transaction timed out while waiting for a response from the authorizer.)

3

121

An error occurred during

processing. Please try again.

The system-generated void for the original errored transaction failed. (The original transaction experienced a database error.)

3

122

An error occurred during

processing. Please try again.

The system-generated void for the original errored transaction failed. (The original transaction experienced a processing error.)

3

123

This account has not been given the permission(s) required for this request.

The transaction request must include the API login ID associated with the payment gateway account.

2

127

The transaction resulted in an

AVS mismatch. The address provided does not match billing address of cardholder.

The system-generated void for the original AVS-

rejected transaction failed.

3

128

This transaction cannot be processed.

The customer's financial institution does not currently allow transactions for this account.

3

130

This payment gateway account has been closed.

IFT: The payment gateway account status is Blacklisted.

3

131

This transaction cannot be accepted at this time.

IFT: The payment gateway account status is Suspended-STA.

3

132

This transaction cannot be accepted at this time.

IFT: The payment gateway account status is Suspended-Blacklist.

2

141

This transaction has been

declined.

The system-generated void for the original

FraudScreen-rejected transaction failed.

2

145

This transaction has been

declined.

The system-generated void for the original card

code-rejected and AVS-rejected transaction failed.

2

152

The transaction was authorized,

but the client could not be notified; the transaction will not be settled.

The system-generated void for the original

transaction failed. The response for the original transaction could not be communicated to the client.

2

165

This transaction has been

declined.

The system-generated void for the original card

code-rejected transaction failed.

3

170

An error occurred during

processing. Please contact the merchant.

Concord EFS – Provisioning at the processor has

not been completed.

3

171

An error occurred during

processing. Please contact the merchant.

Concord EFS – This request is invalid.

3

172

An error occurred during

processing. Please contact the merchant.

Concord EFS – The store ID is invalid.

3

173

An error occurred during

processing. Please contact the merchant.

Concord EFS – The store key is invalid.

3

174

The transaction type is invalid.

Please contact the merchant.

Concord EFS – This transaction type is not

accepted by the processor.

3

175

The processor does not allow

voiding of credits.

Concord EFS – This transaction is not allowed.

The Concord EFS processing platform does not support voiding credit transactions. Please debit the credit card instead of voiding the credit.

3

180

An error occurred during

processing. Please try again.

The processor response format is invalid.

3

181

An error occurred during

processing. Please try again.

The system-generated void for the original

invalid transaction failed. (The original transaction included an invalid processor response format.)

3

185

This reason code is reserved or not applicable to this API.

4

193

The transaction is currently under

review.

The transaction was placed under review by the

risk management system.

2

200

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The credit card number is invalid.

2

201

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The expiration date is invalid.

2

202

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The transaction type is invalid.

2

203

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The value submitted in the amount field is invalid.

2

204

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The department code is invalid.

2

205

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The value submitted in the merchant number field is invalid.

2

206

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The merchant is not on file.

2

207

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The merchant account is closed.

2

208

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The merchant is not on file.

2

209

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. Communication with the processor could not be established.

2

210

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The merchant type is incorrect.

2

211

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The cardholder is not on file.

2

212

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The bank configuration is not on file

2

213

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The merchant assessment code is incorrect.

2

214

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. This function is currently unavailable.

2

215

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The encrypted PIN field format is invalid.

2

216

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The ATM term ID is invalid.

2

217

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. This transaction experienced a general message format problem.

2

218

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The PIN block format or PIN availability value is invalid.

2

219

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The ETC void is unmatched.

2

220

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The primary CPU is not available.

2

221

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. The SE number is invalid.

2

222

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. Duplicate auth request (from INAS).

2

223

This transaction has been declined.

This error code applies only to merchants on

^{FDC Omaha. This transaction experienced an}

unspecified error.

2

224

This transaction has been

declined.

This error code applies only to merchants on

FDC Omaha. Please re-enter the transaction.

3

243

Recurring billing is not allowed

for this eCheck type.

The combination of values submitted for

x_recurring_billing and x_echeck_type is not allowed.

3

244

This eCheck type is not

allowed for this Bank Account Type.

The combination of values submitted for

x_bank_acct_type and x_echeck_type is not allowed.

3

245

This eCheck type is not

allowed when using the payment gateway hosted payment form.

The value submitted for x_echeck_type is not

allowed when using the payment gateway hosted payment form.

3

246

This eCheck type is not

allowed.

The merchant’s payment gateway account is not

enabled to submit the eCheck type.

3

247

This eCheck type is not

allowed.

The combination of values submitted for x_type

and x_echeck_type is not allowed.

3

248

The check number is invalid.

Invalid check number. Check number can only

consist of letters and numbers and not more than 15 characters.

2

250

This transaction has been

declined.

This transaction was submitted from a blocked

IP address.

2

251

This transaction has been

declined.

The transaction was declined as a result of

triggering a Fraud Detection Suite filter.

4

252

Your order has been received.

Thank you for your business!

The transaction was accepted, but is being held for merchant review. The merchant may customize the customer response in the Merchant Interface.

4

253

Your order has been received.

Thank you for your business!

The transaction was accepted and was authorized, but is being held for merchant review. The merchant may customize the customer response in the Merchant Interface.

2

254

Your transaction has been

declined.

The transaction was declined after manual

review.

3

261

An error occurred during

processing. Please try again.

The transaction experienced an error during

sensitive data encryption and was not processed. Please try again.

3

270

The line item [item number] is

invalid.

A value submitted in x_line_item for the item

referenced is invalid.

3

271

The number of line items

submitted is not allowed. A maximum of 30 line items can be submitted.

The number of line items submitted in

x_line_item exceeds the allowed maximum of 30.

503

Our servers are currently too busy to handle your request. Please wait a minute and resubmit. Thank you.

The payment gateway has momentarily reached transaction queuing capacity.

x_cpversion

1.0

x_login

Your login ID

See: Merchant Account Information

x_tran_key

Your transaction key

See: Merchant Account Information

x_market_type

Your market type

x_device_type

Your device type

x_amount

Amount of purchase inclusive of tax

x_track1 OR

Track 1 data from credit card

Must be supplied if neither x_track2 nor x_card_num and x_exp_date data is submitted.

x_track2 OR

Track 2 data from credit card

Must be supplied if neither x_track1 nor x_card_num and x_exp_date data is submitted.

x_card_num AND

Customer's card number

Must be supplied if neither x_track1 nor x_track2 data is submitted.

x_exp_date

Customer's card expiration date

Must be supplied if neither x_track1 nor x_track2 data is submitted.

Version

System version used to process the transaction

Response Code

Indicates the result of the transaction:

• 1 = Approved

• 2 = Declined

• 3 = Error

Reason Code

A code representing more details about the result of the transaction.

Reason Text

Brief description of a result, which corresponds with the Reason Code.

Authorization Code

Contains the six-digit alphanumeric approval code.

AVS Code

Indicates the result of Address Verification System (AVS) checks

Card Code Response

Indicates the results of Card Code verification

Transaction ID

This number identifies the transaction in the system and can be used to submit a modification of this transaction at a later time, such as voiding, crediting or capturing the transaction.

MD5 Hash

System-generated hash that may be validated by the merchant to authenticate a transaction response received from the gateway.

User Reference

Echoed by the system from the form input field x_user_ref.