The Action column shows the suggested follow-up action for the most commonly received ACH return codes. If you receive an ACH return code and are unsure of what action to take, please contact us at support@omnifund.com
Return Code | Return Definition | Action |
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R01 | Insufficient funds |
ReinitRetry |
R02 | Invalid or Account closed | Contact customer for updated account information |
R03 | Unknown Account | Contact customer for updated account information |
R04 | Unknown or Account Closed | Contact customer for updated account information |
R05 | Reserved – Never received |
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R06 | Return requested by ODFI |
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R07 | Authorization revoked | Contact customer |
R08 | Stop payment | Contact customer |
R09 | Uncollected funds |
ReinitRetry |
R10 | Not authorized | Contact customer |
R11 | Check truncation entry return (If ARC or RCK) |
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R12 | Branch sold to another DFI |
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R13 | ACH Oper. – RDFI not qualified to participate |
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R14 | Payee deceased |
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R15 | Beneficiary deceased |
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R16 | Account frozen | Contact customer for updated account information |
R18 | ACH Oper. – Improper effective entry date |
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R19 | ACH Oper. – Amount field error |
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R20 | Non-transaction account (If general ledger) |
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R21 | Invalid company identification |
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R22 | Invalid individual ID number |
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R23 | Credit entry refused by the receiver |
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R24 | Duplicate entry |
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R25 | ACH Oper. – Addenda error |
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R26 | ACH Oper. – Mandatory field error |
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R27 | ACH Oper. – Trace number error |
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R28 | ACH Oper. – Routing # check digit error |
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R29 | Corp. cust. adviser not auth. |
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R30 | ACH Oper. – RDFI non-part truncation prob |
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R31 | Permissible return entry |
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R32 | ACH Oper. – RDFI non-settlement |
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R33 | Return of XCK entry |
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R34 | ACH Oper. - Limited participation DFI |
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R35 | ACH Oper. – Return of improper debit entry |
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R36 | ACH Oper. – Return of improper credit entry |
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R37 | Source document presented for payment |
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R40 | Return of ENR entry by Fed. Gov. Agency |
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R41 | Invalid transaction code |
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R42 | Routing #/check digit error |
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R43 | Inv. DFI acct. number |
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R44 | Inv. Individual ID number |
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R45 | Inv. Individual name/company name |
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R46 | Inv. Rep. Payee indicator |
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R47 | Duplicate enrollment |
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R50 | State Law affecting RCK acceptance |
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R51 | Item is ineligible (RCK) |
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R52 | Stop payment on item (RCK) |
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R53 | Item and ACH Entry Presented for Payment |
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R61 | ODFI Use – Misrouted Return |
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R62 | ODFI Use – Incorrect Trace Number |
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R63 | ODFI Use – Incorrect Dollar Amount |
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R64 | ODFI Use – Incorrect Individual Identification |
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R65 | ODFI Use – Incorrect Transaction Code |
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R66 | ODFI Use – Incorrect Company Identification |
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R67 | ODFI Use – Duplicate Return |
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R68 | ODFI Use – Untimely Return |
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R69 | ODFI Use – Multiple Errors |
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R70 | ODFI Use – Permission Return Entry Not Accepted |
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R71 | Contested – Misrouted Dishonored Return |
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R72 | Contested – Untimely Dishonored Return |
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